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What is the Definition of Surplus?

What is the Definition of Surplus?

The remainder after an insurer’s liabilities are subtracted from its assets. The financial cushion that protects policyholders in case of unexpectedly high claims. (See Capital; Risk-based capital)

Source: Insurance Handbook A guide to insurance: what it does and how it works | https://www.iii.org/

Label: Insurance
Theme: Dictionary of Insurance Terms

Other Questions: What is the definition of Annuity?

What is the Definition of Surplus?

You can find random definition and meaning of insurance terms below:


What is the meaning of Negligence

failure to exercise reasonable consideration resulting in loss or damage to oneself or others.


What is the meaning of Net Admitted Assets

total of assets whose values are permitted by state law to be included in the annual statement of the insurer.


What is the meaning of Net Income

total revenues from an insurer's operations less total expenses and income taxes


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